Foreclosure

The Foreclosure Fairness Program provides homeowner foreclosure assistance. It is designed to help homeowners and their lenders explore possible alternatives to foreclosure and reach a resolution when possible.

The program was created by the Foreclosure Fairness Act (RCW 61.24), passed during the 2011 legislative session. Washington state law now requires lenders to notify borrowers, prior to initiating the foreclosure, of the availability of foreclosure counseling and the potential for foreclosure mediation. Department of Commerce administers the foreclosure mediation program (RCW 61.24.163), as required by the Act.

ForeclosureHomeowners can be referred to Department of Commerce for foreclosure mediation only by a housing counselor or an attorney.

For more information on this program (including helpful links,) click here to go to the Department of Commerce Foreclosure Fairness page:

http://www.commerce.wa.gov/Programs/housing/Foreclosure/Pages/default.aspx